All-in-one savings account | Everyday Global Account

HSBC Malaysia
Accounts
Everyday Global

Experience everyday convenience no matter where you are

Enjoy borderless convenience for you and your loved ones this festive season with HSBC Everyday Global Account. The all-in-one bank account for your everyday needs here in Malaysia and overseas.

With up to 11 currencies all in one account, for you and your loved ones' everyday needs anytime, anywhere.

An everyday account for everyday rewards, every step of the way.

Enjoy outstanding value with the HSBC Everyday Global Account¹, your global all in one bank account in your pocket that's ideal for:

Everyday rewards

Unlock everyday rewards and enjoy more savings.
Everyday banking

Pay bills, deposit & transfer your salary with the convenience of a single account with zero account fees.
Multicurrency convenience

Buy, save, transfer and spend in 11 currencies including RM.
Shop and travel

Flexibility to pay like a local in the 11 currencies with no hidden fees².

Australian Dollar (AUD), Canadian Dollar (CAD), Euro (EUR), Great Britain Pound Sterling (GBP), Hong Kong Dollar (HKD), Japanese Yen (JPY), Ringgit Malaysia (RM), New Zealand Dollar (NZD), Saudi Riyal (SAR), Singapore Dollar (SGD), United States Dollar (USD).

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New to HSBC

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Existing customers

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For foreigners in Malaysia

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How your Everyday Global Account can help you in every way

Everyday rewards

Save more with discounts when you use your debit card here and around the world

I'm interested to everyday rewards

Everyday banking

Get more mileage when you pay bills, deposit & transfer your salary:

RM0 monthly account fee and no minimum balance
RM0 debit card issuance and annual fees
Pay bills easily via Online and Mobile Banking with JomPay to over 5,000 billers
Make payments and receive funds in 11 currencies within 1 account
Manage, view and make online transfer to all your worldwide HSBC personal accounts instantly with Global Transfers⁴

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Multicurrency convenience

Switch currencies like time zones where you can buy, save, transfer and spend in 11 currencies, anywhere, anytime in one account:

Access competitive real-time rates
Transfer currencies within your account instantly
24/7 access to your currencies

I'm interested to multicurrency convenience

Shop and travel

Carry your global account in your pocket 24/7. The Everyday Global multicurrency debit card is perfect for:

Online or in-store shopping using local currencies anywhere in the world without transaction fees²
Cash withdrawals in the local currency at ATMs around the world without any ATM fees²
Top up your account on the go anytime with 24/7 Online and Mobile Banking

I'm interested to shop and travel

At your service 24/7

Manage your account easily with our Mobile App. Check your account balances, make local transfers and foreign currency conversion or pay bills 24/7.

International Banking

With our global presence and intimate local knowledge, we can support all your international banking needs. Whether you're relocating or planning to invest in Malaysia, we're here to help with all your global finances.

Apply online in minutes

New to HSBC

Open a new bank account online with us in just 3 simple steps.

Select account and apply instantly for HSBC account

Existing customers

Leave us your contact details and we will be in touch with you.

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International customers

For foreigners in Malaysia, please leave your contact details and we will be in touch with you.

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For new customers, it only takes 3 steps to apply for an account online

Select your account and apply

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HSBC Everyday Global Account

No minimum balance requirement

Instant apply to HSBC Everyday Global Account

HSBC Advance Everyday Global Account

Min Total Relationship Balance⁵ of RM30,000 or sign up for an HSBC Home Loan of RM300,000 and above

Advance Managers to help plan your financial goals
Instant global transfers⁴ between HSBC accounts worldwide
Priority service for branch counter services

You’re eligible for an HSBC Advance account if one of the following is true:

Your Minimum Total Relationship Balance⁵ of RM30,000 or sign up for an HSBC Home Loan of RM300,000 and above
Nominate your HSBC Advance account as your salary account. Minimum monthly salary of RM3,000 with a HSBC/HSBC Amanah Credit Card³ or minimum monthly salary of RM5,000 per month

An HSBC Advance Account fee of RM10 (and applicable tax, if any) will be applied for the month you do not meet the Advance eligibility criteria.

Instant apply HSBC Advance Everyday Global Account

HSBC Premier Everyday Global Account

Total Relationship Balance⁵ of at least RM200,000

Dedicated Premier Relationship Manager to help manage your personal finances
HSBC Premier status recognition in all countries where you bank with HSBC
Instantaneous, fee-free international fund transfers between your HSBC accounts
Zero ATM withdrawal fees when you withdraw cash from participating HSBC Global ATM Network

There are several ways to qualify for HSBC Premier, including:

Total Relationship Balance⁵ of at least RM200,000 at all times
Premier Mortgage⁶ - Minimum home financing of RM1,000,000
Premier by Perks@Work⁷ - Minimum monthly salary of RM16,500 credited continuously each month into your salary account in Malaysia

A HSBC Premier Account fee of RM150 (and applicable tax, if any) will be applied for the month you do not meet the Premier eligibility criteria.

Instant apply to HSBC Premier Everyday Global Account

Click here if you need tips to complete your application form.

Frequently asked questions

Read full FAQ Click to accounts faq page This link will open in a new window

Important information

HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of Perbadanan Insurans Deposit Malaysia.

¹Protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor. The supported Foreign Currency Accounts will be opened automatically by the following working day.

²Applicable to successful retail purchases, online shopping and cash withdrawals performed with Visa Debit Card under the supported currencies only. For supported currencies: If you do not have sufficient foreign currency to complete a transaction, we will convert at prevailing rate as determined by the bank and bill you in Ringgit Malaysia. For unsupported currencies: The entire transaction amount shall be converted at a prevailing rate as determined by Visa International and billed to you in Ringgit Malaysia, except for cash withdrawals performed via HSBC Group ATMs (GATS) which the withdrawn amount will be automatically converted to Ringgit Malaysia at the prevailing rate as determined by the bank.

³First 12-month Advance fee waived. Subsequently, customers who meet the minimum total spend of RM10,000 per annum on their HSBC Credit Card will have the monthly Advance fee waived. If you fail to meet the qualification criteria, your account will be downgraded to an HSBC Basic Current Account. Spend includes internet transactions, local and overseas retail transactions, cash advance, Balance Transfer, Cash Instalment Plan, standing instructions/auto-billing.

⁴For HSBC Premier or HSBC Advance customers only. Subject to destination country's local regulation and HSBC internal policy requirement. HSBC Premier and HSBC Advance customers enjoy zero transfer fees. Instant foreign currency to foreign currency exchange transfer is available 24 hours 7 days. Transfer involving Ringgit Malaysia is from Monday to Friday 9.30am to 3pm. If you perform any transfer outside those hours, the actual amount to be debited will be based on the next business day's exchange rate.

⁵Total Relationship Balance includes any: Deposits in Current Account, Savings Account, Time Deposits, Term Deposits, and/ or investments in Unit Trust Funds/ Shariah-compliant Unit Trust funds, Structured Investments, Dual Currency Investments and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with Investment-linked and savings components.

⁶Account Fee waiver until full and final settlement of home financing.

⁷Account fee waiver as long as you fulfil the qualification criteria.

Everyday Global Account