Enjoy instant cash relief for your temporary needs
Nothing beats being cash ready in unannounced situations, especially when you're travelling. With cash advance on your HSBC credit card, your temporary financial needs can be instantly covered anytime and anywhere.
Useful for emergencies or when credit card payment is not accepted
No documents required
Instant cash withdrawal from ATMs worldwide, 24 hours a day*
How to get cash advance from HSBC credit card
Any ATMs worldwide
You can withdraw cash advance from HSBC or other banks' ATMs* using your credit card (PIN required).
If you have an HSBC deposit account, you can perform money transfer online from your HSBC credit card account to your HSBC savings or current account, 24 hours a day, 7 days a week*.
Step 1: Log on with username and password.
Step 2: Select 'Other Transfers' and choose 'Make a Transfer'.
Step 3: Select your credit card account to transfer the funds from, then select an amount to transfer your funds.
Step 4: Enter the amount you would like to withdraw and click 'Transfer' button.
Walk in to any HSBC branch (including HSBC overseas branches) to obtain your cash advance*.
Other bank branches
Walk into any other banks' branches to obtain cash advance using your HSBC credit card (no PIN required).
Things you should know
Issued by HSBC Bank Malaysia Berhad Company No. 19840105221 (127776-V).
*Cash advances will be subject to a cash advance fee of 5% of the amount advanced or RM15.00 ( and applicable tax, if any), whichever is higher. In addition to this cash advance fee, cash advances from the HSBC Group’s ATMs and Visa/Plus System and MasterCard/Cirrus ATM Networks are subject to handling charges which are determined by HSBC Bank at its absolute discretion and notified to the Cardholder in such manner as HSBC Bank deems fit. The cash advance fee and any applicable handling charges shall be debited to the Card Account as at the date of the cash advance. The Finance Charge shall be charged at a fixed rate of 18% per annum on the Cash Advances amount taken, calculated from the date of disbursement until payment in full. The maximum amount that can be withdrawn from the Card Account by way of Cash Advance will depend on the prevailing limit set by HSBC Bank from time to time. Where the Cash Advance is made via ATM, each Cash Advance will be subjected to the applicable daily withdrawal limit or the withdrawal limit per Cash Advance transaction of the ATM. For more information, please refer to HSBC Tariff and Charges (PDF).