Top of main content
Happy family is playing piggyback ride at home; image used for HSBC Malaysia Cash Instalment Plan page.

Cash Instalment Plan

Convert your credit card's available limit into cash with affordable monthly instalments.

Enjoy greater financial flexibility with HSBC Cash Instalment Plan

With our Cash Instalment Plan, you can convert your credit card's available credit limit into instant cash quickly and hassle free.

Benefits at a glance

  • No supporting documents

  • Instalment period of 1, 2, 3, 4 & 5 years

  • Competitive interest rate

  • No early settlement fee

Click on the button below to submit for an application today!

Things you should know

The minimum amount for each Cash Instalment Plan ("CIP") application to qualify for this programme is RM1,000 and the amount must be in multiples of RM100. A 2% cash advance fee will be charged if the CIP amount is below RM5,000. The Eligible Cardholder shall pay 100% of the CIP monthly Instalment which is part of the Minimum Monthly Payment due on or before the payment due date. The interest rate offered is subject to HSBC's approval. The terms used herein are as defined in the HSBC Cash Instalment Plan Terms and Conditions.

Please read the PDFs below for corresponding full terms and conditions.

You may also be interested in


Consolidate all of the outstanding balances from your other credit cards to your HSBC credit card.

Happy couple is using mobile; image used for HSBC Malaysia Balance Conversion Plan page.

Convert your retail transactions or balances to affordable monthly instalments.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.