HSBC Ideal Home Mortgage
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No monthly fee and set-up cost
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Interest is calculated monthly
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Regular, systematic repayments throughout loan tenure
Especially suited to first time home buyers.
HSBC HomeSmart Mortgage
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Transactional flexibility of a Current Account
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Deposit excess funds to save interest and shorten your loan tenure
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Withdraw excess funds anytime without charges
Offers the flexibility to prioritise what is most important to you.
HSBC HomeSmart-i Mortgage
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Freedom to make prepayments and withdrawals on excess payments anytime without notice or charges
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Banking convenience via ATM, cheque book and online banking
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Save on profit paid and shorten your financing tenure by consolidating your deposits, including salary and savings into your HomeSmart-i account
Based on the principle of Diminishing Musharakah, HomeSmart-i gives you more control in your life and the flexibility to adapt to different priorities that may arise in the future.